May
Put Off Retirement
You would think that a comfortable retirement away from the working world would be every American’s dream, but with people living longer, healthier lives, many are adopting a different view. A survey last spring of almost 4,000 adults from four generations revealed that an astounding 71 percent of respondents who weren’t already retired indicated they wanted to continue working when they reach retirement age. More than half saw retirement as “an opportunity for a new, exciting chapter in life,” saying they might like to work less but not stop working, while many saw retirement as an opportunity for a second career. From a financial standpoint, this makes perfect sense; your retirement nest egg will continue to grow and you could receive a higher Social Security benefit when you do retire. But researchers say there may be another good reason to continue working beyond retirement—it could help ward off Alzheimer’s disease.
But other experts aren’t readily embracing the findings. “There could be a number of reasons why later retirement in men is linked with later onset of dementia,” said Dr. Susanne Sorensen, head of research at the Alzheimer’s Society. “Men who retire early often do so because of health conditions, such as hypertension or diabetes, which increase your risk of dementia.” She added: “The best way to reduce your risk of dementia is to combine keeping physically active, with eating a balanced diet and getting your blood pressure and cholesterol checked regularly.”
The researchers acknowledge that more research is needed in order to understand ways to effectively delay or prevent dementia, but adds that “the possibility that the nature of retirement is changing must also be considered. It is at least plausible that retirement has become more stimulating over time. Our data suggests a continuing positive effect of cognitive activities into later life. This may give some encouragement to the increasing investigations into cognitive training in later life and adds weight to the notion of an active retirement.”


